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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.


Individual Health / ACA

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.


Final Expense

The cost of a funeral can add up quickly. The last thing you or your family needs is to worry about is if you will be able to cover the funeral expenses. That is why planning ahead is critical.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.


Vision Insurance

At its most basic level, vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery.





Hospital Indemnity Insurance can provide gap coverage to help offset these expenses. This type of insurance can pay you a daily benefit. The money can be used to help with hospital co-pays or it can be used to help with incidental expenses not covered by your medical insurance.

Short Term Insurance

Unlike regular individual major medical plans, short-term health insurance policies are not regulated by the Affordable Care Act and their sale is not limited to open enrollment windows.





Your Trusted Insurance Professionals

When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.


What Our Customers Are Saying

Hear from customers like you.

Forest City Insurance is 5 star plus. Mike Beever is very knowledgeable, always available, and pays close attention to detail. He stays on top of the paperwork involved and keeps me informed. He's very pleasant on the phone. Awesome!!! I highly recommend this company for insurance needs.

Donna M., Rockford, IL

Mike Beever is wonderful. He helped with my marketplace insurance, which is really challenging. Then when I made a mistake and lost my insurance he was right there to help with the leg work to get it back. I highly recommend Forest City Insurance.

Sarah W., Rockford, IL

Mike is awesome! Extremely knowledgeable, caring and he helped me get a much more affordable insurance! He takes the time to answer any questions you have and I would recommend him to anyone. I am grateful that I was referred to him.


Phyllis N., Machesney Park, IL

Really helped both my parents figure everything out when they were retiring.
Highly recommended.

Brandon L., Roscoe, IL

Mike does a great job breaking it all down and explaining it simply!

Nick C., Winnebago, IL


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